North Miami Beach Four Point Inspection

Four Point Inspections are a limited scope evaluation of the HVAC, roof, plumbing and electrical systems of a home. They are in no way connected to a more thorough Full Home Inspection. The focus of the inspection is to determine the age, general conditioning and components of each system. Because of the fact that repairs done on these systems are expensive, insurance companies have made it a requirement for current and potential policy holders alike to have a Four Point Inspection performed on their home. This ensures that the insurance company isn't held liable for the finances needed to repair these systems. If the electrical or HVAC system fails, it could potentially cause a fire. Fires cause a significant amount of damage to homes and are costly for insurance companies to repair.

Although insurance companies have not created an industry-wide form, many insurance companies have asked that their forms be used. This helps ease the underwriting process so that there are no time delaying factors such as using terms or marks the underwriting staff isn't accustomed to.



  • Wind Mitigation

    Save $$$$

    SAVE UP TO 60%

    WITH A WIND MITIGATION INSPECTION, YOU CAN SAVE THOUSANDS OF DOLLARS OFF OF YOUR TOTAL INSURANCE PREMIUMS. THESE DISCOUNTS ARE GOOD FOR THE NEXT FIVE YEARS.



     

    A Wind Mitigation Inspection evaluates your home's wind mitigation features. Depending on what features your home is equipped with, you could get discounts credited to your homeowners insurance premium. This is one of the easiest ways to save at least 40-60% off of your premium. Insurance companies are required by law to give you these discounts. You can't lose anything by having a North Miami Beach Home Inspections Professional perform an inspection. You are guaranteed savings.

  • Four Point Inspection

    Older home?

    OLDER HOME MEANS HIGHER RISK TO AN INSURANCE CARRIER. MAKE SURE YOU'RE OUT OF THE DANGER ZONE BY CALLING US FOR YOUR FOUR POINT INSPECTION NEEDS.

     

    A Four Point (4-Point) Inspection is now required when you are trying to renew or purchase a homeowners insurance policy. What a Four Point Inspection consists of is the evaluation of the electrical, plumbing, roof, and HVAC systems of your home. When one of these systems fail, the repairs can be incredibly costly for insurance companies. To cut down on their losses they have required that older systems be upgraded and that newer systems aren't at risk of failure during the lifetime of the policy.

  • Roof Inspection

    No house without a roof: A Healthy Roof Is A Good Roof. What is a home without a roof? Because of constant windstorm exposure your roof is more likely to cave in than others. Routine Roof Inspections are highly recommended to ensure your home's safety.

     

     

    BEING IN THE NORTH MIAMI BEACH, FLORIDA AREA, HAVING A ROOF IS ESSENTIAL. IT KEEPS YOU SAFE FROM THE QUICK WINDS THAT COULD KNOCK YOU OFF YOUR FEET. IT KEEPS DANGEROUS DEBRIS SUCH AS BROKEN GLASS FROM ENTERING YOUR HOME AND HITTING YOU OR YOUR FAMILY MEMBERS. IT KEEPS THE RAIN OUT OF YOUR HOME, MAKING SURE THAT NO WATER DAMAGE IS DONE TO YOUR HOME. YOUR ROOF, HOWEVER, CAN EASILY BECOME ONE OF THE MOST FRAGILE ASPECTS OF YOUR HOME.

  • Full Home Inspection

    Peace of mind: Get Rid of Any Doubts. Buying a home can be one of the most taxing and scariest things in someone's lifetime. Get to know the home you're buying with a Full Home Inspection.

     

     

    A full home inspection consists of a thorough investigation of well over 250 aspects of the home including the systems investigated in a Four Point Inspection, from the roof of the home down to the foundation of the home. A Four Point Inspection differs from a Full Home Inspection, as the purpose of the Four Point Inspection is to evaluate only the four systems related to the inspection. Insurance companies will not accept a Full Home Inspection report in place of a Four Point Inspection report as a Full Home Inspection report involves more than what they are looking for.